You die only once but if it is untimely, it can be devastating for your loved ones whom you are leaving behind.
We have always seen crashes as well as corrections in stock markets. Is that possible in crypto markets? The answer probably is no.
It is true that mutual funds, particularly equity funds, fluctuate with market trends and can consequently be very risky. However, data from equity funds over the long term indicates that the risks are evenly distributed over the long run.
Medical cover depends on certain factors- from where you reside and what type of privacy- single AC (deluxe?) or twin sharing facility you would like to have and...
In the big maze of health insurance products, one tends to get confused by the sheer complexities typical of these schemes. Various insurance companies in the market sugarcoat their products before hawking them to prospective buyers. However, you need to do a proper due diligence before buying a health cover. After all, this is your own health and you can’t afford to soft-paddle the issue.
We suggest you move to “Income - Saving = Expenditure” and start managing your money. It’s easier said than done. Since you have a rough idea of your monthly expenditure …please keep aside part of your salary and spend the balance. You may have a problem in the beginning but gradually, you will get used.