• Monday, October 02, 2023
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Latest Updates from Personal Finance

Salaried Employees
Salaried Employees: This is how you save your taxable income

Taxes are expenses for the common man whereas the same is the income for the government.

  • Wednesday, 28 Dec 2022
 Warren Buffet
Keep these five Warren Buffet fundamentals in mind before investing

Warren Buffett is known as the guru of investing with erudite knowledge of the markets. He’s not just a businessman but also an intelligent investor with a standout track record.

  • Saturday, 24 Dec 2022
Four best finance apps that boost your finance, know how

In the era where tech rules every industry, gaining financial know-how has become like a cakewalk - and the credit goes to the apps for connecting every vein in the financial system.

  • Wednesday, 21 Dec 2022
financial decision
A study says 65% of men make financial decisions on their own

It is a common misconception that men should handle money, maintain funds or make investment decisions.

  • Monday, 19 Dec 2022
personal finance
Five personal finance books every rookie investor must read

It matters not whether you are just graduating from college or an adolescent who has realised the significance of investing.

  • Monday, 19 Dec 2022
Five things you should know before investing in gold

One can hold investments in gold in multiple forms like gold ETFs, physical gold, digital gold, coins, etc.

  • Saturday, 17 Dec 2022
  • Gold
Budget wishlist: 'Pension should be made tax free'

Ageas Federal Life Insurance CEO and MD Vighnesh Shahane also said the government should also make the maturity amount under unit linked insurance policies (ULIP), where the annual premium is Rs 2.5 lakh or more, tax free.

  • Monday, 12 Dec 2022
Gram Sumangal: This Post Office Scheme ensures good return by investing Rs 95 per day
Post Office Scheme: Invest Rs 95 per day and get Rs 14 lakh, know the scheme

This latest scheme is suitable for those looking for periodical returns. Go through the details given below.

  • Thursday, 24 Nov 2022
Post Office Scheme
Post Office Time Deposit Scheme: What are its benefits, and who should invest in it?

Return on investment is guaranteed by the Post Office Time Deposit Scheme. 5-year time deposits are eligible for a tax deduction under Section 80C of the Income Tax Act.

Home budget
Manage your home budget better with this popular method

The financial world has become so vast that the methods to manage funds are innumerable. The simplest yet the best method among the available methods is the 50-30-20 rule. Now, let’s learn and understand how to manage our home budget better with this popular method.

  • Saturday, 19 Nov 2022
A slew of changes made to the PFRDA Bill: How it affects the common man?

The PFRDA bill 2022 has undergone some new improvements. The committee is likely to detach NPS from PFRDA as well. The changes are made to add flexibility to the current pension system.

  • Wednesday, 16 Nov 2022
Retirement Savings
Remember these six things to retire by the age of 45

If you want to retire early, you need to earn more and save more. But you have to keep inflation in mind. You cannot assume that 10 years from now your expenses will be the same as they are today. Know in detail how to plan early retirement.

  • Tuesday, 15 Nov 2022
Three investment options to secure your child’s future

One of the most important financial goals for a parent is to save for their child's future. If you too are in a spot where you should invest, read on to find out about the three investment options you can consider for your child's long-term needs.

  • Tuesday, 15 Nov 2022
What's the difference between Gold ETFs and Gold mutual funds?

India is the second-highest gold consumer in the world after China. This shimmering financial asset also acts as a hedge against inflation and deflation. Today, people invest in gold in multiple ways like gold ETFs, Gold Mutual Funds, purchasing jewellery, etc. Here, you’ll learn the differences between gold ETFs and Gold Mutual Funds.

  • Monday, 14 Nov 2022
  • Gold
Buying a house
Congratulations on buying a new house, learn how you can save taxes

Whether you're a first-time buyer or purchasing a second home as an investment, you can take advantage of tax breaks on home loan interest and the principal amount. Here are the tax benefits of using a home loan to finance your property purchase

What is NEFT and IMPS mode of money transfer and how are they different

If you want to transfer the money you can use either of these online methods. Account holders in India prefer NEFT and IMPS methods of online fund transfer. Know what they are and the difference between NEFT and IMPS

  • Monday, 14 Nov 2022
Home loan can save your money
How you can harness your home loans to help you save money

No matter how much your income is, if you want to save your money, then a proper financial planning is a must. If you are a salaried person, you must have some plans to save your income tax every year.

Credit card
Four things to keep in mind if you are using credit card for the first time

Everyone needs some quick cash to meet their unforeseen financial emergencies. If you approach a bank for a loan, it’ll take you forever to get your application approved. The next best alternative to put your money crunch problem at bay is via a credit card.

Why is CIBIL score important while applying for loans?

Getting a loan in today’s time is a bit cumbersome as it involves a lot of verifications. And of the many criteria that the lenders opt for before approving the loan, is to check the CIBIL score.. It’s a three-digit figure issued by Credit Information Bureau of India Limited. This score ranges from anywhere between 300 to 900.

Should you choose shares or mutual funds, which is a better option for you?

Despite the fact that mutual funds frequently contain stocks too, mutual funds and stocks have distinct characteristics that can appeal to a wide range of investors with different needs and financial goals. Scroll down to know the key characteristics of stocks and mutual funds.