Golden instinct! 10-year-old girl chooses gold over toys with smart Lunar New Year bet

Buying gold has long been considered one of the most rewarding investment choices across generations. Still, it comes as a surprise when someone so young steps into the world of investing- especially choosing gold as their asset of choice.

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A Festive Tradition, A Financial Twist

Recently, a 10-year-old girl from northern China has drawn attention after investing her Lunar New Year gift money in gold three years ago, a decision that has since delivered strong returns amid rising prices.

Hailing from Langfang, Hebei province, the child began investing in gold in 2023. According to the South China Morning Post, she used the cash gifts traditionally given to children during the Lunar New Year, choosing to invest rather than spend the money.

In China, adults traditionally give children and unmarried family members money in red envelopes during the Lunar New Year. The custom is believed to bring good luck and good health for the coming years. But instead of toys or treats, this young investor chose treasure with lasting value.

Why Gold Felt Safer Than Cash

Her mother, Bai, said the child decided to buy gold because she feared her parents might spend it. She believed gold would be easier to protect than cash. According to Bai, her daughter receives about 4,000 yuan (nearly US$580) each year.

At the time of her first purchase, gold was priced at around 460 yuan, or US$66, per gram. By February this year, it had surged to 1,100 yuan per gram. Bai revealed her daughter has collected around 30 grams of gold so far. She has not sold any of it and intends to continue investing.

What began as a cautious move to “protect” her lucky money has turned into a lesson in patience and long-term thinking.

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Sharp Rise in Gold Rates

Over the past year, China have seen a steep surge in gold rates. Reports suggest they rose by about 20% last year, followed by another 30% increase in the first month of this year.

According to the South China Morning Post, the sharp rise in gold prices has been attributed to global geopolitical tensions, tariff warnings by former US president Donald Trump, and increased buying by central banks.

As global uncertainty fuels demand for safe-haven assets, this young girl’s golden bet continues to shine brighter.