From a simple link to a Rs 42 Lakh Loss: 9 steps to shield yourself from WhatsApp scams and financial catastrophe

Spam calls and messages on WhatsApp are a big problem nowadays. Numerous individuals fell victim to scams, resulting in significant financial losses.

According to a report by PTI, a software engineer from Gurugram Sector 102 was targeted by cyber fraudsters.

They contacted him on WhatsApp, offering a part-time job with the promise of easy money.

The engineer joined social media groups recommended by the fraudsters, and despite being tech-savvy, he fell victim to their scheme and lost over Rs 42 lakh.

WhatsApp is trying to address this issue, but users should also take steps to protect themselves.

Here are some important tips to keep you safe on WhatsApp.

• To secure your WhatsApp account, activate two-step verification. It adds extra protection by asking for a six-digit PIN when resetting or verifying your account. 
• Be cautious when receiving messages from unknown senders asking for unusual information or making strange requests. Instead of responding, directly contact the person or organisation to clarifyStay cautious: don't share personal information or send money.
• Don't answer calls from unknown numbers and quickly block and report suspicious accounts.
• If you come across a suspicious group chat, you can simply leave the group and report it, ensuring a safer user experience.
• Control who can see your profile photo, online status, and other details. Choose to share with everyone, select contacts, or no one.
• Limiting who sees your online presence enhances your privacy. Share personal details only with trusted contacts for added protection.
• Regularly review the list of devices linked to your WhatsApp account. If you see any unfamiliar devices, log out immediately.
• When you receive a suspicious text or request, pause and assess its legitimacy. Avoid clicking on unverified links and consider the unusual nature of the request. 
• Avoid sharing sensitive details like address, phone number, passwords, credit/debit card numbers, and bank account information. By being cautious and limiting the sharing of personal information.