Sharmili Mallick

The Indian Railway Catering and Tourism Corporation (IRCTC), which is the official ticketing authority of the Indian Railways, has been taking every possible step to make reservation, ticket booking and payment facilities easy for its passengers.

For this, making the payment method more convenient for passengers as well as to support the Central Government’s initiative to support Digital India, the IRCTC has come up with its own payment aggregator system called ‘IRCTC iPay’.

It is an exclusive digital payment gateway providing a better digital experience, improved online digital payment convenience and ease of doing business feel to railway passengers availing online travel related services through IRCTC website.
Benefits of IRCTC iPay

1. While paying through IRCTC iPay, the passengers do not need any third-party platforms as the payment gateway provides payment options like Credit Card, Debit Card, UPI – Unified Payment Interface, International Card.

2. As the IRCTC has full control of the payment system because of its direct relationships with Acquiring Banks, Card Networks and other partners, payment through this method is fully safe and secure.

3. IRCTC iPay has reduced the gap between IRCTC and banks and will eventually lead to substantial reduction in payment failures while making payments.

4. In case, an online transaction is unsuccessful or some other error occurs, IRCTC directly gets in touch with the bank instead of relying on an intermediate source which usually delays the process.

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