Vikash Sharma

Bhubaneswar: Ever got an SMS regarding enticing loan offer on your mobile phone? Think twice before clicking such links as it could be a trap set up by cyber fraudsters.

The State Bank of India (SBI) has warned its users to be extra vigilant about various ‘Instant Loan Apps’, the links of which are easily available on various social media platforms.

The SBI has also urged its customers to check the terms and conditions of the offer before advancing further. Besides this, the users should avoid clicking on ‘suspicious links’.

Before downloading any app, people should check its authenticity before downloading/ installing on their mobile phones.

"Beware of fraudulent instant loan apps! Please do not click on unauthorized links or provide your details to an entity impersonating as SBI or any other bank," tweeted SBI.

The SBI has also warned its customers to be alert on social media and not fall for any misleading and fake messages as they might end up in losing their hard earned money to such tricks of the cyber fraudsters.

The people should always search for queries regarding all their financial needs from the official websites of SBI or any other banks.

The State Bank Of India (SBI) had recently safety tips for users to keep their ATM debit card and PIN ‘protected’.

-Use your hand to cover the keypad while using an ATM card at the ATM or POS machine.

-Never share your PIN/Card details

-Never write the PIN on your card

-Do not respond to text messages, emails or calls asking for your card details or PIN

-Do not use numbers from your birthday, phone or account number as PIN

-Dispose of or safely put away your transaction receipt

-Look for spy cameras before you start your transaction

-Beware of keypad malfunction, heat mapping and shoulder surfing while using the ATM or POS machine.

-Make sure to sign up for transaction alerts.

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