Below are the DO's and DONT's and some strict guidelines for a secure mobile banking. Scroll down to read..
Dear customer, beware of fake sites- before logging into onlinesbi for making transactions, please ensure that the URL address bar begins with https:// with padlock symbol. Click the padlock to check the Security Certificate. Please notify any unauthorised electronic transaction on 1-800-425-3800/1-800-11-2211 immediately. Longer the time taken to notify, higher would be the risk of loss to you. In case your mobile is deactivated without your request or you get a call in this regard, somebody may be trying to get a duplicate SIM/ steal your credentials like OTP (One time password), confidential details for beneficiary registration etc. Please be cautious.
You have won a lottery..
Your card has been blocked..
You have got a special bonus..Remember... Such bogus calls, SMSs and emails are a trap.
Do not share your password/PIN/MPIN/OTP with anyone. Bank never asks for this information.
The bank has also asked all the ‘Onlinesbi’ users to register their mobile number immediately to enjoy uninterrupted Internet Banking services. Internet Banking services will not be accessible to the customers if their mobile number is not updated in the Bank records.
As per RBI advisory, it is mandatory to register your mobile number to avail internet banking services.
• Never open or install any flash player application from unknown sources
• Avoid downloading of apps from third-party app stores or links given in SMSs or emails
• Verify app permissions before installing any app
• Never grant administrative privileges to any application
• If any app is asking for Admin privileges IMMEDIATELY UNINSTALL OR DELETE IT
• Keep mobile OS updated
• Use mobile anti-virus software
Mostly based in Mumbai, the outstanding from these loan defaulters are pegged at nearly 1,500 crore, and they have been served repeated reminders to clear their borrowings.
The SBI has warned them all of legal action if they fail to repay their dues with interest and other charges within the next 15 days.
The defaulters also include players from the infrastructure and other sectors, according to public notices issued by the Stressed Assets Management Branch 1 (SAM-1), Cuffe Parade.
The biggest defaulter on the list, with an outstanding of Rs 3,47,30,46,322, is Spanco Ltd. The company has its office in Godrej Coliseum, Sion, and its two directors -- Kapil Puri and his wife Kavita Puri live nearby in Chembur.
The next one is Calyx Chemicals & Pharmaceuticals Ltd, Andheri East with an outstanding of Rs 3,27,81,97,772. Its directors -- Smitesh C. Shah, Bharat S. Mehta and Rajat I. Doshi -- are all based in Mumbai.
Raigad-based Loha Ispaat Ltd. has an outstanding of Rs 2,87,30,52,225 and its Chairman and Managing Director is Rajesh G. Poddar, while other directors named are Anju Poddar (both Mumbai-based), Manish O. Garg and Sanjay Bansal (both from Navi Mumbai).
Following them is Auro Gold Jewellery Pvt. Ltd. from Lower Parel, with an outstanding of Rs 229,05,43,248. Its Chairman Amritlal G. Jain and his son and Managing Director Ritesh Jain have been named as 'wilful defaulters'.
The others on the list include directors Imran Khan and Mohammed I. Khan of Excel Metal Processors Pvt. Ltd. with loans worth Rs 61.26 crore; directors Hrishikesh Shah and Jaykishan Shah of Microcosm Infrastructure & Power Pvt Ltd. with Rs 56.73 crore; and Metal Link Alloys Ltd. (currently in liquidation) Chairman Bhavarlal M. Jain, Managing Director Rajmal M. Jain and their father and Director Mangilal G. Jain with an outstanding of Rs 53.79 crore.
The smallest defaulters are: Directors Chetan R. Dhruv and Shirish J. Parekh of Resilient Auto India Ltd., Andheri with an outstanding of Rs 32.71 crore; directors Amin Rangara, Nizar Rangara, Malik Rangara and Daulataben Rangara of Rangara Industries Pvt. Ltd. with Rs 29.51 crore; and sole director Narayan P. Tekriwal of Global Hi-Tech Industries Ltd. with Rs 27.80 crore.
Public has been cautioned against having any dealings with these companies and individuals as it could be subject to the legal recourse the SBI is planning in the matter.
In an attempt to save the customers from being trapped, SBI has issued some DO’s and DONT’s. Follow these practices and have a safe digital banking experience. Scroll down to read..
The DO's for a safe digital banking experience:
The DON'Ts for a safe digital banking experience:
Note: Do not invest your time and money interacting with fake accounts on social media. Follow, tag and interact with only the verified, official handles of SBI, to ensure that your comments, complaints and, enquiries get adequately addressed and you are not scammed by fraudsters.
"Do not invest your time and money interacting with fake accounts on social media. Follow, tag and interact with only the verified, official handles of SBI, to ensure that your comments, complaints and, enquiries get adequately addressed and you are not scammed by fraudsters," stated SBI in a tweet.
Recently, SBI also issued three strict guidelines for its customers to avoid being duped by fraudsters, either in case of cash transactions or online banking. ‘Share your food with everyone, DON’T SHARE YOUR BANK DETAILS WITH ANYONE’- with this message, the SBI has asked the customers to Stop, Think & Act.
“Stop to think before you act on sharing your financial details with anyone. Protect yourself from fraud by keeping your information private and reporting any communication that requests for it,” stated SBI to its customers.
[caption id="attachment_387547" align="aligncenter" width="1024"] Source: Twitter[/caption]
The official website of SBI has also shared a few do’s and dont’s for its customers to save them from being TRAPPED.
Below are the DO’s and DONT’s and some strict guidelines for a secure mobile banking. Scroll down to read..
Dear customer, beware of fake sites- before logging into onlinesbi for making transactions, please ensure that the URL address bar begins with https:// with padlock symbol. Click the padlock to check the Security Certificate. Please notify any unauthorised electronic transaction on 1-800-425-3800/1-800-11-2211 immediately. Longer the time taken to notify, higher would be the risk of loss to you. In case your mobile is deactivated without your request or you get a call in this regard, somebody may be trying to get a duplicate SIM/ steal your credentials like OTP (One time password), confidential details for beneficiary registration etc. Please be cautious.
Never respond to any pop up, email, SMS or phone call, no matter how appealing or official looking, seeking your personal information such as user name, password(s), mobile number, ATM card details, etc. Such communications are sent or created by fraudsters to trick you into parting with your credentials. Do not use Internet Banking Services if your computer is not free of malware (viruses, Trojans, etc.)
You have won a lottery..
Your card has been blocked..
You have got a special bonus..Remember… Such bogus calls, SMSs and emails are a trap.
Do not share your password/PIN/MPIN/OTP with anyone. Bank never asks for this information.
The bank has also asked all the ‘Onlinesbi’ users to register their mobile number immediately to enjoy uninterrupted Internet Banking services. Internet Banking services will not be accessible to the customers if their mobile number is not updated in the Bank records.
As per RBI advisory, it is mandatory to register your mobile number to avail internet banking services.
SECURE MOBILE BANKING TIPS:
• Never open or install any flash player application from unknown sources
• Avoid downloading of apps from third-party app stores or links given in SMSs or emails
• Verify app permissions before installing any app
• Never grant administrative privileges to any application
• If any app is asking for Admin privileges IMMEDIATELY UNINSTALL OR DELETE IT
• Keep mobile OS updated
• Use mobile anti-virus software
Sources said the funds were transferred to one Chandra Panda, owner of Satya Sai Medical Store in Phulbani. Panda got SMS regarding the credit in his bank account last month. He claimed that when he visited the SBI main branch in Phulbani and reported the matter, some officials coaxed him to withdraw the amount.
Subsequently, Panda withdrew Rs 50 lakh initially, out of which he paid nearly Rs 30 lakh to the bank officials. Later, the remaining amount was transferred to several other accounts, it is alleged.
Panda does not have any links with AIIMS and it is still uncertain how the funds were transferred to his bank account.
Though the authorities of AIIMS could not be contacted, senior officials of the concerned bank at Phulbani informed that the matter is under investigation. However, they refused to comment about the matter on camera.